Skip to content

Commercial Real Estate Financing

The right capital.The right lender.

Blue Ledger Capital arranges commercial mortgage financing for real estate borrowers and the brokers who represent them. We match your deal with lenders whose criteria fit, explain your options in plain language, and keep you updated through closing.

Submit a Loan RequestPartner With Us

For borrowers: tell us about your property. For brokers: bring us your clients’ deals.

Lenders in our network

  • Kiavi
  • ROC Capital
  • Lima One
  • RCN Capital
  • CoreVest
  • Velocity
  • LendingOne
  • Constructive
  • TVC
  • Center Street
  • Forward Lending
  • LendMarq
  • Easy Street Capital
  • Bank OZK
  • Trez Capital
  • American Heritage Lending
  • Stronghill Capital
  • Funding Door
  • OakTree Funding
  • Atlantic Union Lending
  • Signature Capital
  • Gelt Financial
  • Silverhill Funding
  • Builders Finance
  • Bridgewell Capital
  • Veleta Capital
  • Lynk Capital
  • Express Capital Finance
  • Commercial Capital Bidco
  • A&S Capital
  • Nvestor
  • Truly Investor Capital
  • Tower Fund Capital
  • Visio
  • ACRA
  • Level Capital
  • Park Place Financial
  • Fund That Flip
  • Civic
  • Excelerate
  • PrivateLender.com

Lender names are shown for identification only and do not imply endorsement. Lender participation, programs, and terms vary by deal and are subject to each lender’s approval.

Loan programs

Financing for every stage of a property

We place commercial mortgage loans with a network of lenders. Tell us what you're trying to do and we'll find the structure that fits.

Rates, terms, and loan amounts are set by the lender and depend on the property, the borrower, and market conditions. We’ll walk you through the options available for your deal.

Working capital

Capital for the gaps a mortgage doesn’t cover

Projects create cash gaps. A draw takes longer to fund than the work took to finish, a renovation runs past budget, payroll lands before the payment does. Alongside your property financing we can arrange a merchant cash advance — a separate facility, underwritten on your business’s revenue rather than the property.

  • It is not a loan

    An advance is the purchase of a portion of your business’s future receivables. It isn’t secured by the property and it sits entirely outside your mortgage.

  • Repayment starts right away

    Funds come out of your business account on a fixed daily or weekly schedule beginning almost immediately — not in monthly payments after a term.

  • You agree a total, not a rate

    You commit to repaying a set amount rather than an interest rate, and that total is generally owed in full whether you pay it off early or run the full schedule. We show you the dollar figure before you sign anything.

  • It is expensive capital

    Priced well above a mortgage, because it is fast, short, and unsecured. It earns its keep on a gap measured in weeks, not as a substitute for financing the deal properly.

Worth a conversation when

  • Your operating business has steady monthly revenue to service the payments
  • You need funds in days and the gap is weeks or months, not years
  • The shortfall is timing — the money is coming, just not yet

Not the right tool when

  • The borrowing entity is a single-purpose LLC with no revenue until the property sells
  • You need cheap capital — a larger interest reserve or a business line of credit will cost far less
  • The gap isn’t timing but an underfunded project, which an advance will make worse

We’re paid a commission by the funder when an advance closes, and we’ll tell you what it is. If something cheaper fits your situation — a bigger interest reserve, a line of credit, or factoring receivables you’re already owed — we’ll say so first.

Property types

Financing across commercial property types

From apartments to warehouses, tell us what you own or want to buy and we'll find lenders who finance it.

How it works

From first inquiry to closing

A clear process, with a real person on your deal at every step.

  1. 1

    Tell us about the deal

    Submit a short loan request with the property, the amount you need, and what the loan is for.

  2. 2

    We review and structure it

    Our team reviews your scenario, asks follow-up questions, and identifies lenders whose criteria fit.

  3. 3

    Compare lender terms

    We present terms from interested lenders and walk you through the differences in plain language.

  4. 4

    Close with confidence

    We coordinate documents and lender requirements with you and keep you updated until the lender funds your loan.

For mortgage brokers

A partner that works with you, not around you

Bring us your clients' commercial deals. We help you place them and keep you in the loop from start to finish.

  • Your compensation, respected

    We discuss compensation up front on every deal and keep your client relationship intact.

  • Fast responses

    Send a scenario and hear back from a real person who has read it, not an auto-reply.

  • Regular deal updates

    We keep you posted at every milestone, from intake to closing, so you're never chasing us. Online deal tracking is coming soon.

Become a broker partner

Tell us about your business and we’ll reach out.

Why Blue Ledger

Built to make commercial financing simpler

  • Speed

    A streamlined intake and review process gets your deal in front of the right lenders sooner.

  • Transparency

    We walk you through every term and keep you updated on where your deal stands. No surprises at the closing table.

  • Careful with your documents

    We only ask for what lenders need, when they need it, and share it only with lenders evaluating your deal. A secure online portal is coming soon.

FAQ

Questions borrowers and brokers ask us

Don't see yours? Ask it in the notes of your loan request and we'll answer it when we follow up.

Is Blue Ledger Capital a lender?

No. We're a commercial mortgage broker. We review your deal, match it with lenders and capital providers whose criteria fit, and help you compare their terms. Credit decisions, rates, and approvals are made by the lenders.

Does it cost anything to submit a loan request?

No. Submitting a request is free and doesn't commit you to anything. It simply gives our team what we need to review your scenario.

Will submitting a request affect my credit?

No. The loan request form doesn't pull your credit; it only asks for an estimated score range. If you move forward with a lender, that lender may run its own credit check as part of underwriting.

What information do I need to get started?

Just the basics: the property type and location, the loan amount you need, and what the loan is for. Details like the purchase price, estimated value, and your experience help us match lenders faster, but they're optional. We'll ask for documents later, only when lenders need them.

What types of loans and properties do you work with?

We arrange bridge, fix and flip (hard money), construction, permanent and conventional, DSCR, agency multifamily, CMBS, and mezzanine and preferred equity financing, across multifamily, mixed-use, retail, office, medical office, industrial, hospitality, self-storage, restaurant, owner-occupied, and land deals.

Where do you arrange financing?

Nationwide. We work with borrowers and brokers on commercial real estate deals across the United States.

What credit score do I need?

It depends on the lender and the loan program. Some programs weigh the property's income more heavily than personal credit. Share your estimated range and we'll point you to lenders whose criteria fit.

How long does it take to close?

Timelines depend on the loan type and the lender. Bridge and fix and flip loans are generally built for speed, while permanent and agency loans usually take longer. We'll give you a realistic picture once we understand your deal.

I'm a mortgage broker. Can I bring you my clients' deals?

Yes. We work with brokers and keep your client relationship intact. Sign up as a broker partner and we'll reach out to talk about working together.

Who sees the information I submit?

Our team, and the lenders or capital providers evaluating your deal. We don't sell your information. Our Privacy Policy explains the details.

Loan request

Tell us about your deal

A short, four-step request takes about three minutes. It's free and doesn't commit you to anything.

What is the loan for?

Start a loan request